A Renter’s Guide to Low-Income Housing Programs in Maine
Understanding affordable housing options can be confusing. This guide explains the major rental assistance and income-restricted housing programs available in Maine, including Section 8, subsidized housing, USDA Rural Development properties, General Assistance, and supportive housing programs.
Foreside Real Estate Management manages a variety of rental communities across Maine, including affordable and income-restricted housing options. Availability and eligibility vary by property.
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What Is Low-Income Housing?
Low-income housing generally refers to rental housing designed to be affordable for households earning below certain income limits. Eligibility is usually based on household size, income, location, and the specific program rules.
In Maine, many affordable housing programs are connected to federal or state agencies, including MaineHousing, HUD, USDA Rural Development, local housing authorities, and municipal assistance programs.
1. Housing Choice Voucher Program, Also Known as Section 8
The Housing Choice Voucher Program is one of the best-known rental assistance programs. MaineHousing explains that the program helps income-eligible tenants by subsidizing a portion of monthly rent and utilities, with payments made directly to landlords.
This program is often referred to as “portable” assistance because the voucher is generally connected to the tenant rather than a specific apartment.
Best for:
- Income-qualified renters
- Households seeking long-term rental assistance
- Renters who want flexibility in choosing housing
2. Subsidized and Income-Restricted Apartments
Subsidized housing and income-restricted apartments are rental communities where affordability is tied to the property itself. These may include properties financed through HUD, MaineHousing, Low-Income Housing Tax Credits, or USDA Rural Development.
Income-Restricted Housing
Rent and eligibility are based on income limits for the area and household size.
Senior Housing
Some communities are specifically designed for older adults, often 62+.
Disabled Housing
Certain programs serve households where one or more members have a disability.
Family Housing
Many affordable housing communities serve families and individuals of all ages.
3. USDA Rural Development Rental Housing
USDA Rural Development housing is especially important in Maine because many communities are rural. USDA multifamily housing programs support rental properties for low-income households, elderly residents, disabled individuals, and families in eligible rural areas.
In some USDA properties, rental assistance may be available to help qualified residents pay an affordable portion of their income toward rent.
Search USDA Rental Properties in Maine4. Municipal General Assistance
General Assistance is administered locally by Maine municipalities and can help eligible residents with basic needs during financial hardship. Depending on the situation and local rules, assistance may help with rent, utilities, heating, or other essential expenses.
5. Emergency Rental and Housing Stability Resources
Renters experiencing eviction risk, homelessness, utility shutoff, or housing instability should contact 211 Maine. 211 can connect renters to local housing resources, rental assistance referrals, transitional housing options, and other support services.
Visit 211 Maine Housing Resources6. Supportive Housing and BRAP
Maine also has supportive housing programs for individuals with specific needs. The Bridging Rental Assistance Program, commonly known as BRAP, is designed to provide temporary rental assistance and support services for people with psychiatric disabilities.
Other supportive housing programs may serve households experiencing homelessness or households where a member has a disability.
View Maine DHHS Housing ServicesHow to Apply for Affordable Housing in Maine
Step 1: Know Your Household Income
Most programs require income documentation, including wages, benefits, Social Security, pensions, or other income sources.
Step 2: Identify the Right Program
Some programs are for families, some are for seniors, some are for disabled households, and others are open to a broader range of renters.
Step 3: Apply to Multiple Properties
Affordable housing waitlists can be long. Applying to several eligible communities can improve your chances.
Step 4: Keep Your Information Updated
If your phone number, address, income, or household size changes, update every waitlist or application immediately.
Looking for Affordable Housing in Maine?
Complete the form below to let our team know what type of housing you are looking for. Availability, eligibility, income limits, and waitlists vary by property.
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Helpful Maine Housing Resources
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